If you have to file a claim because something happens to your house, do you know what your duties and rights are? Here are some things to know. Continue reading “Where Do You Stand if You have a Home Claim?”
Don’t Lose Your Way While Driving Distracted
At any given daylight moment 660,000 drivers are using electronic devices, according to the National Occupant Protection Use Survey. There were 3,179 people killed and 431,000 injured in crashes in 2014 involving distracted drivers.
Research shows drivers do all sorts of risky things behind the wheel including brushing teeth and changing clothes! In a study by the Virginia Tech Transportation Institute a third of drivers admitted to texting while driving, and three-quarters said they’ve seen others do it. Seventy-one percent of young people say they’ve sent a text while driving. Continue reading “Don’t Lose Your Way While Driving Distracted”
Proof of Insurance, a Fact of Driving Life
Did you know you can receive a letter at any time from the Ohio Bureau of Motor Vehicles (BMV) demanding proof of auto insurance and have your license suspended if you don’t comply? Continue reading “Proof of Insurance, a Fact of Driving Life”
Drivers, Share the Road with Motorcycles
Summer and early fall are great times to hit the road and motorists aren’t the only ones to think so. Motorcyclists are enjoying those road trips, too. That makes this time of year prime time for safety and courtesy. Here are a few things drivers should be aware of when on the road. Continue reading “Drivers, Share the Road with Motorcycles”
Being Smart with the Internet and Insurance
Did you receive a “smart” gift during the holidays? Maybe a smartwatch, fitness tracker or other wearable connection to the Internet. Perhaps you’ve updated your house with smart features to keep it comfortable and secure. If you did, you are now part of the Internet of Things, which refers to objects and systems connected online to exchange information. Continue reading “Being Smart with the Internet and Insurance”
Is Your Insurance Experience What it Should Be?
What makes one shopping experience better than another? Plenty of merchants and service companies have similar products and similar services. So, what makes you choose one? Price is important, selection is important, but don’t you also react, naturally, to how you are treated? In the insurance business, we find this customer experience makes a big difference. Our customers expect, and should expect, an encounter that treats them well. Insurance is an investment; you should get value for what you pay. Continue reading “Is Your Insurance Experience What it Should Be?”
Your Email Address Can Lead to Great Insurance Service
Have you provided your insurance company with your email address? This is important for reasons other than efficiency and convenience. If your insurer doesn’t have your current email address, you may be missing out on helpful products and services, including special discounts. Why? Because a person’s email address is increasingly becoming their preferred, secured identity in transactions such as insurance accounts.
What’s so important about an online identity? It is a unique marker, what’s known as Personally Identifiable Information. All carriers need such information for security reasons; an email is better than more sensitive tags such as your social security number or phone number. Continue reading “Your Email Address Can Lead to Great Insurance Service”
Back to School Checklist: Car Insurance
Back-to-school season is here, time to check those supply lists. School brings commutes, ride sharing, new cars and first cars, and students on the road to college. Here are some insurance considerations. Continue reading “Back to School Checklist: Car Insurance”
Is Your Home a Business, Too?
A home is a home, until it’s more. Home offices, home-based businesses, hobbies that turn commercial—how your living quarters are defined can affect your insurance coverage. Continue reading “Is Your Home a Business, Too?”
Know What to Look For in an Insurance Agency
Today’s high-tech, fast-paced world presents many options for buying insurance. Where do you start? How do you know you are receiving the best value? Local insurance agents can help customers as experienced advisors, according to a 2013 study by multinational management consulting firm McKinsey & Co. The most successful agents deliver tailored, relevant expertise, and in today’s world, McKinsey said, “scale and operational efficiency” and “deep product expertise“ are critical.
Online research, for example, is a great resource for comparison pricing and evaluating options. But when faced with a variety of carriers and a range of coverage, it’s good to have someone in your corner to review your needs and clarify policy details. Continue reading “Know What to Look For in an Insurance Agency”